Payment Infrastructure For Banks

Launch your own cross-border payment platform — without building from scratch

White-label Songhai Exchange’s infrastructure to create your bank’s global payment gateway in weeks, not years.

Be the payment switch. Not just a participant.

Most banks depend on external partners to move funds across borders. But what if your institution became the platform others depend on?

With Songhai Exchange’s white-label infrastructure, you can operate like a global payment switch—onboarding IMTOs, fintechs, and merchants, managing payouts, negotiating rates, and owning the customer experience end-to-end. All without the cost, time, and complexity of building a system from the ground up.

Simplifying payment business for banks

The Old Way

With Songhai Exchange 

Rely on third parties to process cross-border transactions

Be the switch onboard IMTOs and merchants to run payouts through your bank

Pay fees to use someone else’s rails

Set your own margins and fee structures

Spend years building and integrating payment infrastructure

Go live in weeks with a turnkey, branded platform

Manage regulatory risks across borders

Use SHE’s built-in compliance, KYC/AML, and transaction monitoring systems

Control your payment ecosystem
—from onboarding to payouts

Onboard & manage partners

Add IMTOs, PSPs, fintechs, and merchants as clients. Our system handles the tech and compliance; you control the business relationships.

Negotiate your own rates

Set payout fees, FX margins, and pricing structures tailored to your market and profitability targets.

Leverage our global rails

Offer account-to-account, mobile money, cash pick-up, and bill payment across 10+ countries—instantly.

Use your brand, your rules

Deliver a full-featured, secure, and scalable payment platform under your bank’s name—with Songhai Exchange as the invisible engine.

Everything you need to scale payments globally

Single API Integration

Connect once and unlock full platform functionality. No need to build or manage multiple integrations.

Multi-Channel Payouts

Support A2A, Mobile Wallets, Cash Pick-Up, and Bill Payments, locally and internationally.

Real-Time Monitoring

Track transactions, monitor performance, and resolve issues fast via your custom admin portal.

Built-In Compliance

KYC, AML, sanction screening, transaction limits—fully automated, fully compliant.

Enterprise-Grade Security

End-to-end encryption, fraud prevention, user roles and permissions.

Ready to launch

YOUR OWN Global

payment platform?