Own your payouts. Maximise FX profits
Bring payouts in-house, negotiation rates directly with local banks and payout partners to slash costs.
Turn payouts into profit drivers
Relying on external aggregators eats away at your margins and limits visibility. Songhai Exchange’s Insourcing Payout solution lets you terminate funds directly with local banks and payout partners—keeping margins that would otherwise have flowed to middlemen.
Set your own FX and fees; maintain full regulatory compliance, without managing multiple vendor contracts.
Maximise FX Margins
Capture the full spread on currency conversions by removing intermediaries from the payout chain.
Reduce Payout Costs
Eliminate third-party fees and commissions and reduce your disbursement expenses.
Accelerate Settlement Times
Direct bank connections enable real-time or same-day fund disbursement—improving cash flow and customer satisfaction.
Full Transparency & Control
See every step of the payout process in real time. Configure routing rules, fee structures, and compliance checks to match your policies.
Data Ownership & Insights
Retain complete transactional data for analysis, customer insights, and customised reporting—fueling smarter product decisions.
For smart businesses seeking a payout solution optimised for efficiency and profitability
Banks & Financial Institutions
Expand service offerings to corporate and retail clients—while capturing FX revenue in-house.
Payment Service Providers (PSPs)
Enhance your payout suite with insourced remittance channels and strengthen client margins.
International Money Transfer Operators
Control every step of your remittance flow, from FX execution to on-the-ground bank payouts.
Fintechs & Digital Lenders
Integrate seamless borrower disbursements and repayments, reducing dependency on external pay-outs.
Built for
unmatched
control
Single API Integration
One connection grants access to multiple local banks and payment networks, managed entirely by Songhai Exchange.
FX Management Engine
Real-time rate feeds and automated margin calculations let you define your own spreads.
Real-Time Settlement & Reconciliation
Instant updates on payout statuses plus automated reconciliation reports for flawless accounting.
Dedicated Onboarding Support
White-glove coordination for account setup, sandbox testing, and go-live readiness.
Configurable Compliance Workflows
Embedded KYC/AML checks with region-specific rule sets, all logged for audit readiness.
How It Works
01
Integrate via single API
Connect your platform to Songhai Exchange and unlock insourced payout capabilities..
02
Configure payout partners’ connections
Select partner banks and define FX margin rules, routing preferences, and compliance thresholds.
03
Sandbox & test
Validate payout flows in our dedicated environment—end-to-end transaction simulation, reporting checks, and compliance validation.
04
Go live within days
Turn on production mode, initiate live payouts, and track every transaction in real time via your dashboard.
Switch to
PROFITABLE Payment
processing with Songhai Exchange