Cross-border payments for eCommerce merchants
Power seamless checkout experiences and settle globally, without high fees, delays, or infrastructure headaches.
One API. Endless
payment possibilities.
Whether you need to collect local payments from customers or transfer funds to merchants across the border. But managing cross-border settlements, currency conversion, and payout methods isn’t simple, unless you’re plugged into the right infrastructure.
With Songhai Exchange, you can access multiple payment rails—bank transfers, mobile money, cash pick-up, and bill payments—all through one integration. No need to maintain relationships with multiple PSPs or banks. Just connect once and start scaling.
Challenges with traditional payment Infrastructure
What Songhai Exchange (SHE) solves
High Processing Fees
Gateway and intermediary costs cut into profit margins.
Gateway and intermediary costs cut into profit margins.
Cost-Effective Transfers
Eliminate intermediaries and manage FX directly.
Complex Integrations
Managing different PSPs and payout channels is time-consuming.
Managing different PSPs and payout channels is time-consuming.
One Touchpoint
SHE handles all the complexity with a single API.
SHE handles all the complexity with a single API.
Delayed Settlements
Slow fund transfers impact cash flow.
Slow fund transfers impact cash flow.
Faster Settlements
Access real-time or next-day settlements across borders.
Access real-time or next-day settlements across borders.
Limited Reach
Serving customers in underserved regions is often impossible.
Serving customers in underserved regions is often impossible.
Global Coverage
Enable payments in remote or unbanked regions via cash pick-up and mobile money.
Enable payments in remote or unbanked regions via cash pick-up and mobile money.
Fragmented Reconciliation
Hard to track transactions across providers.
Hard to track transactions across providers.
Unified Dashboard
One platform to manage, monitor, and reconcile payments.
One platform to manage, monitor, and reconcile payments.
Grow your store, not your overhead
Frictionless Checkout, Global Reach
Let customers pay how they want—bank account, mobile wallet, or cash—and increase conversion across markets.
Faster Settlements, Better Margins
Settle funds quickly and control FX spreads. Cut out the middlemen and maximise your bottom line.
No-Code or API Options
Whether you’re a platform or a small store, Songhai Exchange adapts to your tech setup. Use our API to facilitate payments or simply upload payment files via our web portal to immediately connect to global payout partners.
Built-in Compliance & Monitoring
Enjoy peace of mind with automated KYC/AML, secure encryption, and real-time transaction monitoring baked in.
Accept and pay out the smart way
Account-to-
Account Transfers
Direct payments to and from bank accounts
Cash Pick-Up
Reach unbanked customers with local collection points
Mobile Money
Let users pay or receive funds via mobile wallets
Bill Payment
Offer value-added services like airtime and utilities
Focus on
GROWING YOUR Business
while Songhai Exchange handles the backend complexity