Offer frictionless payments  for essential services

Facilitate seamless bill payments for your customers, with Songhai Exchange’s instant bill payment network. Our platform provides a single access point to efficiently pay bills and top-up airtime—anytime, anywhere.

By integrating with Songhai Exchange or simply uploading your product offerings to our portal, you instantly access an extensive network of billers and payment providers.

Power everyday bills, globally, with SHE‘s bill payment infrastructure 

BENEFIT

Seamless User Experience

Simplify bill payments with a unified process. By integrating just once, you reduce friction for customers and ensure repeatable transactions.

Faster Payment Processing

Deliver real-time or near-instant bill settlements, drastically cutting delays and improving cash flow management.

Revenue Growth Opportunities

Expand your business model by offering bill payment services. Increase customer engagement and create new revenue streams while staying competitive in the market.

Cost Savings and Profit Maximisation

Cost Savings and Profit Maximisation
Negotiate rates directly with billers and payment providers, improving your margins and reducing reliance on intermediaries.

Secure and Compliant Transactions

Protect your business and customers by staying ahead of regulatory requirements with advanced security protocols and built-in KYC/AML compliance measures.

Built for performance:
core features

Single API Integration

Connect your system once to unlock access to billers, payment service providers, and more.

Transparent
Pricing

Offer clear, upfront pricing with no hidden fees, ensuring businesses and customers know exactly what they are paying.

Real-Time Confirmation

Ensure bills are paid instantly with real-time transaction tracking and automated receipts.

Flexible Payment Options

Offer diverse payment methods—including bank transfers, mobile money, and card payments.

USE CASES

Bill payments for ambitious businesses

Banks & Financial Institutions

Expand digital banking offerings with integrated bill payment solutions, increasing customer retention and engagement.

Payment Service Providers (PSPs)

Enhance service portfolios by providing businesses and consumers with an easy and secure way to manage recurring payments.

Money Transfer Operators (IMTOs)

Allow customers to directly pay bills for loved ones abroad, creating a value-added service that drives customer loyalty.

eCommerce Merchants

Offer bill payment services as an additional revenue stream while increasing customer touchpoints and transaction frequency.

Facilitate bill payments with ease

01 /

Instant API Integration

Connect seamlessly with our bill payment infrastructure via our powerful API for a quick, hassle-free setup.

02 /

Service Provider Connectivity

Access a broad network of utility and service providers, ensuring your customers can pay their bills with ease.

03 /

Secure Transaction Processing

Payments are routed securely and confirmed in real-time, ensuring accuracy and compliance with regulatory standards.

04 /

Settlement &
Reporting

Automated reconciliation and real-time reporting ensure full transparency and financial control over transactions.

Switch to

PROFITABLE Payment

processing with Songhai Exchange