About
Simplifying global payments
Total control. Seamless payouts. One connection.
Songhai Exchange is a global payment technology system transforming how businesses connect with each other’s API.
Our intelligent switching platform connects you to a vast network of banks, payment service providers, wallets, and payout partners, enabling you to move funds in real time, reduce costs, and negotiate FX rates and fees—all through a single API integration.
Our Story
First, Africa, then Global
Songhai Exchange (SHE) started as a remittance switching solution built for the African market to enable seamless and cost-effective cross-border payments into and across Africa.
Banks, fintechs, IMTOs, payment service providers and more relied on Songhati Exchanges’ unmatched capabilities to send or receive money into and across Africa.
As the cross-border payment space grew more competitive, the need for a smarter, more connected and commercially flexible switching infrastructure drove our expansion beyond Africa.
Today, Songhai Exchange powers payment flows across 20+ countries—offering clients not just connectivity, but control: over who they work with, how they route funds, and what margins they earn.Â
Who We Serve
Built for ambitious businesses seeking a smart payout solution designed for efficiency and profitability
Banks
Plug into a global payment network to streamline domestic and cross-border transactions, take control of FX negotiations, and better serve your customers.
Payment Service Providers (PSPs)
Offer merchants cost-effective cross-border payment capabilities without adding operational complexity.
Money Transfer Operators (MTOs)
Open new cross-border corridors and manage payouts directly with full FX control that eliminates intermediaries and maximises profits.
eCommerce Merchants
Accept and send payments effortlessly across borders, offering customers more ways to pay while reducing transaction costs.
our missionConnecting economies through seamless payments
Money moves because people care to send or receive it. We understand how payments connect people around the world and strive to make each transaction experience seamless, affordable, and accessible to all.
Innovation
Redefining what’s possible in payments through smart switching technology and flexible infrastructure.
Transparency
Clear pricing, real-time visibility, and straightforward processes that build trust and reduce friction.
Efficiency
Faster payments, smarter routing, and simplified operations that reduce cost and improve delivery.
Switch to
PROFITABLE Payment
processing with Songhai Exchange
Services
Account to account
Cash Pick-Up
Airtime & Bills Payment
Mobile Money
Who We Serve
IMTOs
eCommerce Merchants
Banks
Payment Service Providers
Platform
Cross-Border Payment Switch
Client Support Services
FX Negotiation
Reconciliation & Reporting
Resource