One-touch access to Global Payment Partners.

ZERO / Middlemen.

Songhai Exchange connects you directly to thousands of global and local payment partners to facilitate payments at lightning speed—through a single integration.

One Integration,
Direct Connection.

Zero intermediaries! Connect directly with local and global payout partners through a single integration.

Bring Your Own Payout
Partners, Or Use Ours.

Already have payout partners? Plug them into our infrastructure within days.

Own Your Margins,
Maximise FX Profits.

Negotiate FX rates directly with partners. Eliminate intermediaries, maximise your profits.

Trusted by smart businesses to power local and global payments

Connect with payout partners with zero technical overhead on your side

Songhai Exchange gives you full control of your payout services. Eliminate intermediaries, reduce operating costs, and negotiate your FX margins directly with payout partners.

Instead of outsourcing payouts to third-party providers, our intelligent payment switch connects you to global and domestic partners so you can directly deal with payment partners at the best rates that optimise your profits. We manage the complexity so you stay focused on growth.

explore our services

Move money effortlessly, anytime, anywhere—in ways your customers love

01.

Account-to-
Account Transfers

Send and receive money directly between bank accounts for faster, lower-cost transactions, globally.

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02.

Instant
Cash Pickup

Enable withdrawals in local currency from thousands of payout locations — ideal for cash-reliant customers.

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03.

Airtime/Data
Top-Up

Let users top up airtime or data instantly across countries, keeping them connected anytime, anywhere.

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04.

Bill
Payments

Enable withdrawals in local currency from thousands of payout locations — ideal for cash-reliant customers.

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05.

Mobile Wallets

Push funds directly to mobile money wallets, extending reach in regions where bank access is limited.

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$ 0 M+

Global payment processed
annually

0 M+

Global transactions processed annually

0 +

Countries to send and
receive money

Your gateway to the global payment ecosystem

Extendible Payout Partner Ecosystem

Bring Your Own Payout Partners, Or Use Ours

You are not locked into any contract with payout partners within our ecosystem! Simply route payments through preferred partners at the best rates. If you already have payout partners outside our existing network, simply plug them into our ecosystem within days.

Global Payment Infrastructure

One Integration, Direct Connection.

Connect once to access a vast network of banks, PSPs, and payout partners globally. Our infrastructure supports real-time domestic and international settlements, with FX flexibility, multi-currency flows, and intelligent routing built-in.

Real-Time FX Management

Own Your Payouts. Maximise FX Profits.

Negotiate FX spreads directly with partners and only route payments through banks or PSPs that provide you the best rate at any time! This way, you eliminate middlemen, reduce payout cost and maximize your FX gains.

Full-Service Operational Support

Because Technology Alone Isn’t Enough!

End-to-end operational support to keep payments running smoothly. From 24/7 multilingual support to compliance handling, transaction monitoring, reconciliation, and issue resolution, we ensure every payment is delivered securely and efficiently.

Seamless reconciliation. Every transaction accounted for

Our real-time, automated reconciliation engine ensures your transaction volumes and values match those processed by payout partners—down to the last penny. No discrepancies. Just accurate, automated reporting you can trust.

Why choose Songhai Exchange?

Global Reach, Local Efficiency

Seamlessly connect to both domestic and international banks, PSPs, and mobile money operators while staying fully compliant.

Direct FX
Negotiation

Take control of your payout flow and profit more from FX margins by cutting out intermediaries and managing disbursements directly.

Real-Time
Settlements

Instant payouts with no delays across all channels and destinations so your users get paid fast and hassle-free.

Seamless API
Integration

Integrate once to unlock access to thousands of cross-border and domestic payout channels, directly on your platform.

Best-in-Class
Compliance

Stay aligned with global regulations under our highly configurable compliance engine and expert fraud prevention support.

End-to-End Operational Support

We handle support, transaction oversight, and troubleshooting—so you don’t have to.

Scalable & Future-
Ready

From your first 1,000 transactions to your next million, our infrastructure grows with you, ensuring reliability at any scale.

How Our Payment Switch Works

Direct Integration

Plug into our platform via a single API to connect with payout networks across the globe—instantly.

Routing & Optimization

Our system intelligently routes each transaction through the fastest, most cost-efficient channels.

Real-Time Monitoring & Reporting

Track and monitor all payout transactions in real-time through our intuitive dashboard, with detailed reports that provide visibility into performance, costs, and settlement.

Compliance Management

Stay compliant with built-in KYC/AML tools designed to reduce the risk of fraud and enhance trust with your customers.

Zero Integration option

No API? No problem! Simply upload payment files via our web portal to immediately connect to global payout partners and service providers.

Who We Serve

With years of experience in payment processing, Songhai Exchange is trusted by ambitious businesses seeking a smart payout solution designed for efficiency and profitability

Banks

Plug into a global payment network to streamline domestic and cross-border transactions, take control of FX negotiations, and better serve your customers.